Born 1965 to 1980, Gen X’ers today are roughly age 45 to 60. Their share of American wealth rose to 26% in 2023. Surviving 2008, they…
Generation X: Financial Success by Osmosis
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Fundamentals of Planning Articles
Zoomers on the Rise: How Gen Z Is Reshaping Financial Independence
Zoomers adapt! Generation Z, born 1997-2012, grew up fearing the 2008 failure of centralized financial institutions and the insecurity of…
Planning for Longevity
I now ask planning clients about time more than work cessation after 65. Sadly, my father just disappeared into television and disease quickly with…
Avoiding Appalling Fees For Sound Financial Advice
How can investors of modest means get the advice they need to thrive with longer lifespans and higher healthcare costs? Commissions serve…
Financial Freedom Evolves with Professional Advice
Financial life planning evolved over time with increased wealth, better technology and greater deregulation in a professional society that values…
Christians Celebrate Planned Giving
In 2000, religious Americans gave almost four times more money to charity as their secular neighbors and volunteered more than…
Accounting for Your Financial Plan
Expect income statements, balance sheets and statements of cash flow not just in business and rental financial statements, but in…
Divorce Planning Challenges
Stable marriages finance families; financial disputes disrupt. 43% of first marriages fail in America. As a widower and divorcee…
Financial Life Planning and Homelessness
Liberals explain homelessness with low wages, racism, violence, mental illness and drug/alcohol abuse and they prescribe increasingly…