Annuities can offer seniors guaranteed retirement income, but it’s important to weigh the costs, fees and flexibility before investing…
Annuities for Costly Security
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Investment Planning Articles
Day Trading: A Base Jumper’s Investment Philosophy
Like the base jumper, you daringly take grand risks for the transient thrills of great returns. Andrew Aziz’s “How to Day Trade for a Living” claims…
Social Security in Your Financial Plan
Fundamentally more like a Ponzi scheme than an actuarially sound system based on individual retirement needs, Social Security pays nearly…
Wartime Financial Planning
History suggests that politicians, seeking victories, frequently underestimate the length or devastation of wars: see the South in the five-year Civil War…
Planning for the Price of Power
Hayek’s “Use of Knowledge in Society” illustrates the profound challenges that well-meaning but arrogant market planners have faced from…
The AI Tsunami for Workers and Investors
Oxford’s 2013 study estimated that “47% of U.S. occupations were at high risk of automation.” Techno-Marxists fret that AI will wipe out jobs of all but…
Zoomers on the Rise: How Gen Z Is Reshaping Financial Independence
Zoomers adapt! Generation Z, born 1997-2012, grew up fearing the 2008 failure of centralized financial institutions and the insecurity of…
Investing Strategies in President Trump’s Economy
Trump imposed tariffs that Yale’s Budget Lab averages at 18.3%—way higher than 2% under Biden. Damn the numbers, Trump says…
Emerging Markets Investments
Trump tariffs (roughly 25%) punish American consumers, suppliers and foreigners (who will seek new customers), so investors turn to…