Further Reading
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Emerging Markets Investments
Trump tariffs (roughly 25%) punish American consumers, suppliers and foreigners (who will seek new customers), so investors turn to…
Bettering Credit Scores
Students face mounting debt and credit challenges as the student loan crisis continues into 2025.
Planning Strategies with Trump’s “Big, Beautiful Bill”
Planning became possible when Donald Trump signed off a mega bill, which simultaneously decreases taxes and welfare spending while discouraging…
Socially Responsible Investing in Silicon Valley
The intersection of environmental, social and biblical values in investment decisions highlights the complexities and disagreements of modern finance.
Commodities Investing in Uncertain Times
Published in the Press Banner, Jun. 6, 2025"Gold is the money of kings, silver is the money of gentlemen, barter is the money of peasants – but debt...
Landlording in the Santa Cruz Mountains
Apart from a redwood tree fall, flood or fire hopefully covered by insurance, the worst and more probable risk of landlording is an unexpectedly bad…
Avoiding Appalling Fees For Sound Financial Advice
How can investors of modest means get the advice they need to thrive with longer lifespans and higher healthcare costs? Commissions serve…
Financial Freedom Evolves with Professional Advice
Financial life planning evolved over time with increased wealth, better technology and greater deregulation in a professional society that values…
Hedging Stocks with Real Estate Investment Trusts
Can day laborers earn money from space as landlords or lenders? Congress created Real Estate Investment Trusts (REITs) in 1960 to enable small…