Further Reading
Learn more about your financial interests.
Avoiding Appalling Fees For Sound Financial Advice
How can investors of modest means get the advice they need to thrive with longer lifespans and higher healthcare costs? Commissions serve…
Financial Freedom Evolves with Professional Advice
Financial life planning evolved over time with increased wealth, better technology and greater deregulation in a professional society that values…
Hedging Stocks with Real Estate Investment Trusts
Can day laborers earn money from space as landlords or lenders? Congress created Real Estate Investment Trusts (REITs) in 1960 to enable small…
Hemming, Hawing, and Hedging Options
Published in the Press Banner, May 2, 2025 In a volatile economic landscape influenced by Trump’s policies, investors must navigate uncertainty with...
Tax Dimensions of Retirement Savings
Once standard, today government employees and 15% of private workers get Defined Benefit Plans with slow vesting and definite formulaic retirement…
Ride Out the Storm of Global Tariff Wars
This week Donald Trump declared Liberation Day which, in Orwellian language, stood for punishing trade wars on most of the…
Local Tax Impact in Santa Cruz County
According to the Tax Foundation, California is 34th in the country—not last—in property taxes and Proposition 13 gives us an effective tax rate of…
Decoding the College Cost Conundrum
University of California Admissions estimates yearly prices one must pay: $15k to 30k in tuition plus $25k of living expenses. In 2022, the US…
Fundamental Analysis in Securities Investing
Published in the Press Banner, Feb. 28, 2025 As legendary investors like Buffett and Templeton remind us, it's not about predicting market...