Further Reading
Learn more about your financial interests.
Commodities Investing in Uncertain Times
Published in the Press Banner, Jun. 6, 2025"Gold is the money of kings, silver is the money of gentlemen, barter is the money of peasants – but debt...
Landlording in the Santa Cruz Mountains
In the San Lorenzo Valley, it is easier to admit dope smoking than ten years of successful landlording. But I am not the only paraplegic who...
Avoiding Appalling Fees For Sound Financial Advice
A Brief History In the 1990s, I entered financial planning with yahoo recruiters from Primerica Financial Services who shouted “Buy Term and Invest...
Financial Freedom Evolves with Professional Advice
“The most radical thing that could happen is we’ll become a nation of financial literates. It’s within the realm of possibility.” — Don Phillips...
Hedging Stocks with Real Estate Investment Trusts
“…for investment periods of 20, 25, and 30 years, the compound annual returns from equity REITs have exceeded those of the S&P 500 Index …...
Hemming, Hawing, and Hedging Options
Published in the Press Banner, May 2, 2025 In a volatile economic landscape influenced by Trump’s policies, investors must navigate uncertainty with...
Henry David Thoreau in the Santa Cruz Mountains
Published in the Santa Cruz Mountain Bulletin Five years ago, I was a poor tax accountant who lived with city-loving wife in Santa Clara and a cheap...
Tax Dimensions of Retirement Savings
Published in the Press Banner, May 16, 2025 If you want to save on taxes, do what the government wants you to do. Indeed, save for retirement...
Emerging Markets Investments
“The U.S. innovates, China replicates, and Europe regulates.”—quoted in The Chistian Science Monitor Emerging Markets in Comparative Perspectives...